Welcome to Strategic Income Group!
Strategic Income Group offers a variety of financial services designed to help you reach your goals. We strive to be your premier financial resource for everything you need.
Our team of financial professionals is abundantly equipped to address your financial concerns, complications, and unique situation. Our comprehensive approach and credentials are what makes us stand out from the rest.
Our mission is to create peace of mind, by providing honest, disciplined and personalized financial advice, so that our clients can focus on what matters most.
Our Core Values:
To Be Trusted Advocates: Lifetime commitment to the client’s best interest
To Be Disciplined: Unwavering commitment to the “Three Phases of Wealth”
To Pursue Excellence: Constantly improving as an organization
If you’re ready to start your journey to financial stability and freedom, read all about our financial planning process and services below.
Where Are You in the Three Phases of Wealth?
The Three Phases of Wealth, developed by our very own Michael Gauthier, CFP®, is an effective financial planning process that gives order to financial goals and encourages proper money management.
Take a look at these phases and see where you should begin:
Phase I: The Foundation Phase
The Foundation Phase can help you achieve the following (click on a link to see our applicable service):
- Create a budget and save $1,000 in cash
- Put in place appropriate insurance policies
- Personalize your estate plan
- Pay off consumer debt
- Save 3 to 6 months of expenses in an emergency fund
No matter, your age, income or net worth, we help every client make sure that they have a solid financial foundation to protect their present and be prepared for their future.
Phase II: The Accumulating Wealth Phase
The Accumulating Wealth Phase occurs while you’re still working, before retirement. In this phase, we recommend you sit down with one of our financial professionals to complete needs analysis.
Together, we’ll design a financial planning strategy that will help you reach your long-term investing goals.
Phase III: The Strategic Income Phase
The Strategic Income Phase occurs once you’ve hit retirement. In this phase, we’ll work with you to maintain enough assets throughout the rest of your life to be able to draw income from various sources without running out of money.
So, where do you feel you fit in the Three Phases of Wealth? Keeping this in mind, take a look at our services below:
How We Can Help You?
Our comprehensive array of financial services can help you in each phase of the Three Phases of Wealth. Here’s a summary of what we have to offer (click a link to read more about that particular service):
Financial Planning begins with us listening to your financial concerns, needs, and questions. Our goal is to find the best possible solutions that will take you from where you are to where you want to be. These services would be right for you if you’re in any of the Three Phases of Wealth.
Estate Planning ensures that your assets are properly transferred at your passing to your named beneficiaries and your will is carried out should you not be able to make critical decisions. Don’t let the government decide who gets what. Let your living will express your wishes. Learn how trusts and wills can help you leave a strong legacy. These services would be right for you if you’re in the first phase of the Three Phases of Wealth.
Investment Management ensures your retirement and other investment assets are properly handled. Whether you are just starting to invest, are a long-time investor, or are seeking to start taking retirement distributions, allow our Financial Planners to recommend portfolios that will work for your situation. These services would be right for you if you’re in the second or third phase of the Three Phases of Wealth.
Insurance Planning is designed to put in place appropriate insurance policies to transfer risk away from your financial assets. Secure your wealth by allowing us to complete detailed analysis of your insurance needs and provide policies tailored to your situation. These services would be right for you if you’re in the first phase of the Three Phases of Wealth.
Send us a Message
Let us put your mind at ease. You’ve already taken the first step, learning where you are in the Three Phases of Wealth.
Take the next step and contact us today to discover all that Strategic Income Group can do for you.