KINGDOM STEWARDSHIP 403 (b) Plan

Faith-Based Retirement Plans for Church Leaders

Your church pours into others every week. A properly structured 403(b) plan allows you to pour into your team—helping pastors and staff build long-term financial security while staying aligned with your biblical values and organizational goals.

Key Benefits

Why a 403(b) Plan Makes Sense for Churches

A 403(b) retirement plan is specifically built for churches and nonprofit organizations. It provides tax advantages, flexible contribution options, and simplified administration—so your team can prepare for retirement without unnecessary complexity. Whether you’re launching a new plan or reviewing an existing one, the right structure can strengthen retention, protect compliance, and reinforce stewardship across your ministry.

Designed for Churches

Created specifically for churches and nonprofit ministries, offering flexibility not typically available in traditional corporate retirement plans.

Tax-Advantaged Growth

Created specifically for churches and nonprofit ministries, offering flexibility not typically available in traditional corporate retirement plans.

Stronger Staff Retention

Created specifically for churches and nonprofit ministries, offering flexibility not typically available in traditional corporate retirement plans.

Contribution Options

Includes employee deferrals, employer matching, and additional catch-up contributions available to long-serving church employees.

Values-Aligned

Faith-based and biblically responsible investment choices can align retirement savings with your church’s beliefs.

Simply Administration

Church 403(b) plans often have streamlined compliance requirements compared to other retirement plan structures.

From Christian-Owned To Faith Based

From Christian-Owned to Faith-Based

A personal conviction that reshaped how we operate Moving every financial decision through a biblical filter Why alignment matters more than branding

A Framework For
Stewardship

The Three Phases of Wealth

Foundation

Accumulation

Strategic Income

The Three Phases of Giving

Tithing

Impact Giving

Legacy Giving

Why a Clear Stewardship Framework Strengthens Both Staff and Congregation

The Compass Case Study

How Compass evaluated and aligned its 403(b) plan
Leadership considerations and fiduciary responsibility
Ensuring retirement planning reflects biblical conviction

Faith- Based Investing Today

What “faith-aligned” investing actually means
Addressing the common concern about performance
Why biblical alignment and strong long-term outcomes are not mutually exclusive

Strengthening Stewardship In Your Church

Aligning retirement plans with mission
Educating and equipping staff
Developing a congregational stewardship pathway
Practical next steps for church leadership

Open Q&A & Conversation

Interest Form

Kingdom Stewardship: Faith-Based Retirement Plans & Biblical Stewardship for Church Leaders

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My Story

Kristi and I have been part of Compass Christian Church for over 18 years.
We have hosted small groups, taught classes, and walked alongside many of you in ministry.

I also serve as Chairman of the Board at Valley Christian Schools.

A few years ago, during a men’s group, I was convicted that I needed to stop running a Christian-owned
business and begin operating a truly faith-based business — allowing every financial decision to go
through a biblical filter.

That conviction led us to examine the investments we were using and ask hard questions about alignment,
integrity, and impact.

What we discovered was encouraging:
You do not have to choose between biblical alignment and the rate of return required to accomplish a
financial plan.

There are thoughtful, biblically aligned investment options today that can stand alongside traditional
benchmarks — while honoring conviction.